Secure your future with inflation-adjusted planning
💡 Based on your life expectancy, this fund will last 25 years post-retirement.
A retirement calculator helps you visualize the impact of inflation and compounding. Most people underestimate how much they need because they don't account for the fact that prices double every decade.
A common rule of thumb is 25x to 30x your annual expenses. If you spend ₹10 Lakhs a year, you need roughly ₹2.5 to ₹3 Crores. However, this must be adjusted for inflation (usually 6% in India).
It suggests that if you withdraw 4% of your total retirement corpus in the first year and adjust for inflation thereafter, your money should last for 30 years.
At 6% inflation, the value of money halves every 12 years. ₹50,000 today will have the same purchasing power as ₹1,60,000 in 20 years. Always plan with inflation-adjusted figures.