🏡 Rent vs Buy Calculator

Compare renting vs buying a house financially.

House Price (₹)

Down Payment (₹)

Interest Rate (%)

Loan Tenure (Years)

Monthly Rent (₹)

Annual Rent Increase (%)

Investment Return (%)

Analysis Period (Years)

Rent vs Buy: Factors to Consider

Buying Pros: Asset ownership, tax benefits, no rent escalation, freedom to renovate
Buying Cons: Large upfront cost, maintenance expenses, limited mobility
Renting Pros: Lower upfront cost, flexibility to move, no maintenance hassles
Renting Cons: No ownership, rent increases, landlord restrictions