SIP Calculator
Calculate your SIP returns and plan your investment goals
What is SIP?
A Systematic Investment Plan (SIP) is a smart financial planning tool that helps you invest a fixed amount regularly in mutual funds. SIP allows you to invest in a disciplined manner without worrying about market volatility and timing the market.
Benefits of SIP
- Rupee Cost Averaging - Buy more units when prices are low
- Power of Compounding - Earn returns on returns
- Disciplined Investing - Regular investment habit
- Flexible - Start, pause, or stop anytime
- Affordable - Start with as low as ₹500
FAQs
Q: What is the minimum amount for SIP?
A: Most mutual funds allow SIP starting from ₹500 per month, though some funds may have higher minimum requirements.
Q: Can I withdraw my SIP investment anytime?
A: Yes, SIPs are generally flexible and you can redeem your units anytime. However, ELSS funds have a 3-year lock-in period.
Q: How is SIP return calculated?
A: SIP returns are calculated using the future value of an annuity formula, accounting for monthly compounding of returns.